Everyone has a different opinion on bankruptcy; some people see it as a way out of a hopeless situation; some people see it as a way to give them a step above water and others see it as a way to get around the system. If you are considering filing for bankruptcy, you may be wondering if it is immoral, unethical or just plain wrong. The justice system has determined that there is a valid need for bankruptcy and has provided us with a way to help dig ourselves out of a hopeless